Legal Compliance & Assurance
Operating to the highest standards of regulatory compliance, legal assurance, and risk management across the Valtura platform and network.
Our Compliance Commitment
Valtura is built on a foundation of regulatory rigour and legal assurance. Every element of the platform — from ISO onboarding to exit mechanics — is designed to meet or exceed the compliance standards expected of FCA-regulated businesses in the UK payments industry.
FCA Alignment
All platform operations are structured in alignment with Financial Conduct Authority guidelines and expectations for payment service providers, their agents, and associated intermediaries.
Legal Structure
The Valtura platform operates through clearly defined legal entities with transparent governance, documented agreements, and independently reviewed commercial terms for all participating ISOs.
Risk Management
Comprehensive risk management covering operational, financial, regulatory, and reputational risk — with continuous monitoring and proactive mitigation strategies at every level of the network.
Compliance Framework
Our compliance framework is designed to protect ISOs, merchants, and investors while enabling sustainable, auditable growth across the platform.
- AML & KYC Procedures — Rigorous anti-money laundering and know-your-customer checks are embedded into onboarding and ongoing monitoring for every ISO and merchant in the network.
- Data Protection & UK GDPR — Full compliance with UK GDPR, including dedicated data protection policies, breach response procedures, regular training, and documented data processing agreements.
- PCI DSS Standards — Platform infrastructure and processes adhere to Payment Card Industry Data Security Standards to safeguard cardholder data across the network.
- Contractual Assurance — All ISO agreements, exit mechanics, GP guarantees, and FPU allocations are governed by clear, independently reviewed legal documentation with defined terms.
- Independent Audits & Reporting — Regular independent audits, quarterly compliance reviews, and transparent reporting to the board and all key stakeholders.
Assurance for ISOs
Joining Valtura means your business operates within a compliance infrastructure that protects your independence, your merchants, and your exit value.
Protected Exit Mechanics
The 2x GP Guarantee and FPU allocations are documented through clear legal agreements with defined measurement methods, audit trails, and independent verification — removing ambiguity from the exit process.
Operational Independence
Your ISO retains full ownership, contracts, and operational control. Valtura's compliance framework supports your business without overriding your independence or imposing unnecessary restrictions on how you operate.
Questions About Compliance?
Our team is happy to discuss the legal and regulatory framework in detail. Get in touch to learn more about how Valtura protects every participant in the network.
Get in Touch