Terms of Service

1. Agreement to Terms

By accessing or using the Valtura Payments Group website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

Valtura Payments Group provides:

• Information about our ISO network and platform model
• Commercial calculators for illustrative financial projections
• Proposal creation and management tools
• Resources for Independent Sales Organisations (ISOs)

3. Important Disclaimers

3.1 Calculator Outputs

All calculator outputs and projections on this website are for illustrative purposes only. They do not constitute financial advice, guaranteed returns, or binding commitments. Actual results may vary significantly based on market conditions, business performance, and other factors.

3.2 No Financial Advice

Nothing on this website constitutes financial, investment, legal, or tax advice. You should consult with qualified professionals before making any business or financial decisions.

3.3 Forward-Looking Statements

This website contains forward-looking statements about potential valuations, returns, and business outcomes. These are projections based on assumptions and are not guarantees of future performance.

4. Use of the Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to our systems or networks
• Interfere with or disrupt the website or servers
• Use automated systems to access the website without permission
• Reproduce, duplicate, or exploit any part of the website for commercial purposes without consent

5. Proposals and Submissions

When you create proposals or submit information through our platform:

• You are responsible for the accuracy of information provided
• Proposals are for discussion purposes and do not create binding obligations
• We may retain proposal data in accordance with our Privacy Policy
• Submission of a proposal does not guarantee partnership or participation in our network

6. Intellectual Property

The Valtura Payments Group name, logo, and all content on this website (including text, graphics, images, and software) are protected by intellectual property rights. You may not use, reproduce, or distribute our content without prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law:

• We provide the website and services "as is" without warranties of any kind
• We are not liable for any indirect, incidental, or consequential damages
• Our total liability for any claims shall not exceed the amount you paid us (if any) in the 12 months preceding the claim
• We are not liable for decisions made based on calculator outputs or website content

8. Indemnification

You agree to indemnify and hold harmless Valtura Payments Group, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party sites.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on this page. Continued use of our services after changes constitutes acceptance of the new Terms.

11. Termination

We may terminate or suspend your access to our services at any time, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or our business.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

14. Contact Information

For questions about these Terms of Service, please contact us:

Valtura Payments Group
Email: legal@valtura.com
Address: [Company Address]